:root{--bg:#f4f7fb;--ink:#142033;--muted:#5b6578;--line:#d7e0ec;--accent:#1f6feb;--accent2:#0f3d91;--teal:#0f766e}
*{box-sizing:border-box}html,body{margin:0;background:var(--bg);color:var(--ink);font-family:"Pretendard Variable",Pretendard,"Malgun Gothic",sans-serif}
img{max-width:100%;height:auto;display:block}a{color:var(--accent)}
.hd{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 12px rgba(15,23,42,.06)}
.hd-in{max-width:1080px;margin:0 auto;padding:0 18px;height:64px;display:flex;align-items:center;gap:16px}
.logo{font-weight:900;font-size:18px;color:var(--ink);text-decoration:none}
.nav{margin-left:auto;display:flex;gap:14px;align-items:center}
.nav a{text-decoration:none;color:#222;font-weight:800;font-size:14px}
.nav .cta{background:var(--accent);color:#fff!important;padding:8px 14px;border-radius:999px}
.crumb-row{background:#eef4ff;border-bottom:1px solid var(--line)}
.crumb-in{max-width:1080px;margin:0 auto;padding:16px 18px;display:flex;gap:12px;overflow-x:auto}
.card{flex:0 0 196px;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;text-decoration:none;color:inherit;box-shadow:0 2px 9px rgba(0,0,0,.06)}
.card img{width:100%;aspect-ratio:1/1;object-fit:cover}
.card .cap{padding:11px 13px}
.card .cap strong{display:block;font-size:14.5px;font-weight:800;color:var(--accent2);margin-bottom:4px}
.card .cap span{display:block;font-size:12.5px;color:var(--muted);line-height:1.45}
.hero{background:linear-gradient(135deg,#e8f1ff 0%,#c7dbff 100%);padding:64px 0}
.hero-grid{max-width:1080px;margin:0 auto;padding:0 18px;display:grid;grid-template-columns:1.25fr .75fr;gap:24px;align-items:center}
.pill{display:inline-block;background:#fff;border:1px solid var(--accent);color:var(--accent);border-radius:999px;padding:6px 12px;font-size:12px;font-weight:800}
.hero h1{font-size:clamp(24px,4.5vw,40px);line-height:1.28;margin:14px 0 12px;word-break:keep-all}
.lead{font-size:17px;color:#3c4a5c;margin:0;line-height:1.7}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;text-align:center;box-shadow:0 14px 36px rgba(15,23,42,.1)}
.hero-card b{display:block;font-size:26px;color:var(--accent);margin-bottom:6px}
.hero-card .sub{color:#555;font-size:14px}
.cta-duo{display:flex;flex-direction:column;gap:10px;margin-top:14px}
.cta-duo.center{align-items:center;margin-top:18px}
.btn{display:inline-block;background:var(--accent);color:#fff!important;text-decoration:none;border-radius:10px;padding:12px 16px;font-weight:800;text-align:center}
.btn-sms{background:var(--teal)}
.btn.light{background:#fff;color:var(--accent2)!important}
.btn.light.btn-sms{color:var(--teal)!important;border:2px solid var(--teal)}
.topics{padding:56px 0;background:#fff}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}
.wrap-narrow{max-width:780px;margin:0 auto;padding:0 18px 40px}
.topics h2,.faq h2,.seo-band h2{margin:0 0 10px;color:var(--accent2);text-align:center}
.center{text-align:center}.muted{color:var(--muted)}
.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}
.topic-grid .card{flex:none}
.topic-grid .card img{aspect-ratio:1/1}
.topic-grid .cap{padding:16px}
.topic-grid .cap strong{font-size:18px;margin-bottom:6px}
.topic-grid .more{display:inline-block;margin-top:8px;font-size:13px;font-weight:800;color:var(--accent)}
.pg{max-width:720px;margin:0 auto;padding:40px 16px 20px}
.pg p,.pg li{font-size:16px;line-height:1.9;color:#333}
.pg h2{font-size:23px;font-weight:800;color:var(--accent2);margin:36px 0 14px;padding-bottom:8px;border-bottom:2px solid #c9d8f0}
.pg ul{padding-left:20px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:16px 18px;background:var(--accent);color:#fff;font-weight:800}
.faq details>div{padding:16px 18px;line-height:1.85;color:#333}
.seo-band{background:#e8f1ff;border-top:1px solid var(--line);padding:48px 0}
.seo-band h2{text-align:left}
.seo-links{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.seo-links a{font-size:13px;color:var(--accent);background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;text-decoration:none;font-weight:700}
.bottom-cta{background:linear-gradient(180deg,var(--accent) 0%,#6ea8ff 50%,#e8f1ff 100%);padding:72px 18px;text-align:center;color:#fff}
.bottom-cta h2{margin:0 0 8px;font-size:30px}
.ft{background:#142033;color:rgba(255,255,255,.85);padding:40px 18px;text-align:center}
.ft-links{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 16px;margin-bottom:18px}
.ft-links a{color:#fff;opacity:.85;text-decoration:none;font-size:13px}
@media(max-width:900px){.hero-grid,.topic-grid{grid-template-columns:1fr}.nav a:not(.cta){display:none}}